
How Low Can You Go?
Follow these exercises to realize financial security—and so much more. In the third and final article in her series on personal health and finances, Megan Hottman shares a tool that helps her stay on course for financial success. Megan, also known at The Cyclist Lawyer, is a lawyer, entrepreneur and athlete. She formed her own law practice in 2010 at age 29 and joined EO in 2018. Review the first article, “Are You in Over Your Head in Overhead,” and the second article, “Investing In You.”

I’ve wrangled my personal overhead down to US$2,000 per month. That includes health, house and car insurance; cell phone and Internet; groceries and consumables; home maintenance and taxes. What this means: I must earn only US$24,000 per year to meet my basic needs.
This fact makes me feel invincible!
There is no noose around my neck threatening to choke me with financial stress. There is only freedom, excitement and curiosity about how I can continue to build a life I love—one that I don’t need a vacation from.